Buy Now Pay later - interest free credit wood flooring

Unsecured Home improvement finance

Real Oak Floors Ltd are licensed credit brokers, we offer a range of special finance options that provide customers an attractive, easy alternative to paying by credit or debit card. Real Oak Floors have teamed up with able2buy to offer various financial packages, such interest free credit facilities up to £24,999. Our finance options, provided by able2buy, are available online, allowing you to get unsecured credit acceptance within seconds of deciding to buy.

Our unsecured online finance options provide a convenient way to shop for what you want now, giving you the ability to spread the cost over a time frame that suits your budget. Finance can cover products, fitting costs tools, and all joinery / carpentry services. Please take a look at the deals we can offer you below:

NO DEPOSIT, NO FEE, BUY NOW PAY 12 MONTHS LATER - INSTANT ONLINE DECISION! INTEREST FREE CREDIT!

@ 29.8% APR (Typical)

Available on orders over £150 Take advantage of nothing to pay and no interest charges for 12 months. At the end of the 12-month period, you are in control and you can either pay off the amount in full and pay no interest, or spread the cost with monthly payments.

BUY NOW PAY LATER, PAY NOTHING FOR 12 MONTHS!

• No Deposit
• No Interest
• No Admin Fee

Features:

• Ability to buy the product now and pay up to 12 months later - without paying any interest!
• Deferred (interest free) period of 12 months.
• Customers have the "safety net" option to settle at the end of the deferred period - Typical 29.8% APR.

We offer this in store, by mail order or through the Internet.

Typical Example: Cash price £599.99. No deposit required. Pay either £599.99 within 12 months of the date of purchase, total amount payable £599.99 interest free credit meaning you pay no interest. Or 36 Monthly payments of £30.85 commencing 12 months after purchase date. Total amount payable £1110.60. Interest calculated from date of agreement. 29.8% APR typical.

NO DEPOSIT Interest free credit / 3 year Bearing Personal Loan

@ 19.9% APR (Typical)

Available on all orders. Spread the cost of your purchase and start paying straight away for your peace of mind with our monthly payment scheme!

Features:

• Simple low cost finance options with fixed monthly payments.
• Allows you to control your budget with fixed monthly payments.
• Allows you to control your budget with regular payments.
• Available over periods of 12, 24, 36 or 48 months.
• APR's from 9.9% to 29.9 APR.

Typical example: Cash Price £599.99 inc VAT paid over 3 years at APR 19.9% = 36 monthly payments of £24.32. Total amount payable £875.52. Typical APR 19.9% We offer this instore, by mail order or through the Internet. In order to apply for online credit or our wood flooring buy now pay later deals with Real Oak Floors, you must be…

1. 18 years or over at the date of the application (no Maximum age limit)
2. A permanent UK resident (Minimum 3 years)
3. In regular employment (16 hours or more per week)
4. Without a history of adverse credit (e.g. County Court Judgments)
5. OR self-employed (If the customer is self-employed, proof of self-employment must be seen e.g. Tax reference, Vat. Reg Number quoted from an original document.
6. OR retired, in receipt of a private pension.
7. OR in receipt of long term invalidity/disability benefit.
8. If in armed forces their Service Number is required.

All repayment examples exclude optional payment protection

Your personal credit Report

You can obtain information held about for a small fee you by contacting Experian and Equifax.

Experian credit agency Consumer Help Desk Experian Limited PO Box 8000 Nottingham NG1 5GX

Equifax credit agency Equifax Department 1E PO Box 3001 Glasgow G81 2DT

Callcredit credit agency Callcredit Limited One Park Lane Leeds West Yorkshire LS3 1EP

Or visit their websites for information on credit decisions.

View your Experian credit report online for free http://www.experian.co.uk and http://www.equifax.co.uk

Buy Now Pay Later may be referred to as "BNPL" e.g. "BNPL wooden flooring" would be the equivalent to "Buy Now Pay Later wooden flooring"

Related Media

• Product Catalogue (10.57 MB)

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